Brian-English.com

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My Practice

We find that most people are financially disorganized. I don’t mean that they don’t keep good records and can’t find their most important financial documents. I am referring to interdependent relationships between all their financial products. When we take a wide angle view at our strategies, we begin to understand that each financial decision we make does not operate in a vacuum. We simply mean that each decision we make has a ripple effect that has far reaching consequences either positive or negative. Learning to “look at the big picture” will lead to our clients making more effective and educated decisions. Financial products alone will not allow you to maximize your wealth. Products coupled with the proper strategies will:

Ø Will I likely retire in a higher or lower tax bracket?

Ø Will the tax laws change in the future?

Ø My attitude toward retirement strategies has been influenced by whom? And we have stress tested these strategies by …?

Ø Will I want to spend less in the future on new goods and services…GPS units, Cell Phones, Plasma TV’s?

Ø Will my income keep pace with inflation?

Ø Am I saving enough?

Ø Am I saving in the right place?

Ø Will I outlive my money?

Your financial security is first and foremost to you and your loved ones. We not only understand that; we believe and promote this ongoing responsibility and provide solutions for our clients.

Services

Services for the Individual

-Education Funding
-Retirement Planning
-Life and Disability* Insurance
-Group Health Insurance
-Municipal Bond Funds**
-Fixed Annuities
-Estate Planning
-Tax Strategies
-Long Term Care Insurance*

Services for the Business Owner

-Business Contingency Planning
-Executive Compensation Plans
-Buy-Out Funding
-Key Person Insurance
-Life and Disability Insurance
-Group Health & Dental
-Section 125 Cafeteria Plans
-Estate Planning
-Split Dollar Insurance Plans
-Strategic Tax Planning

Polls

What is Most Important to You?

	Financial Security
	Financial Balance
	Retirement
	Your Legacy

** Securities products and services are offered through Registered Representatives of Park Avenue Securities LLC (PAS) 3664 Coolidge Court, Tallahassee, FL 32311, (850) 562-9075. North Florida Financial Corporation and Westshore Financial Group are not affiliates or subsidiaries of PAS.

PAS is a member FINRA/SIPC.

Financial Representatives of North Florida Financial Corporation and Westshore Financial Group are insurance licensed in the following Florida, Georgia, and Alabama.

The Registered Representatives are securities licensed in Florida, Georgia and Alabama and the material is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

*Disability income and long term care insurance underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Product provisions and features may vary by state.

Advisory services are offered through PAS, a Registered Investment Advisor.

Neither Park Avenue Securities, Guardian, nor their representatives render legal or tax advice. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.